Wedding Insurance: You Need It!
In the United States, the average wedding costs $26,000. With that kind of money invested, you want to be prepared for anything that could go wrong. Wedding insurance protects you from some of the greatest worries associated with a wedding.
Wedding insurance will come to your aid in the event you encounter a dress disaster, a deposit is lost, rings are misplaced, severe weather threatens your wedding day, your photos are ruined, and many other mishaps that may occur.
Dress disaster
As much time and money as you put into your dress, it is no wonder that you would be a little stressed over the possibility that something could happen.
Wedding insurance will pay for replacement or repair of the bride’s wedding dress or the groom’s tuxedo in the event either are lost or damaged prior to the wedding.
They lost our deposit!
No one wants to think that the caterer, florist or other vendor will go out of business, declare bankruptcy prior to the wedding or just not show up on your wedding day, but it does happen. Wedding insurance will reimburse you for your deposit if this happens to you.
Where are our rings ?
Things happen and wedding bands for the bride and groom can become lost or damaged. Wedding insurance will provide repair of the wedding bands for the bride or groom or both in the event that they are damaged.
If they are lost, it provides a replacement. After the wedding, though, coverage ceases.
It’s a monsoon!
Hurricane season is from June 1 through November 30. June, July and August are the most popular months for weddings. On the Gulf Coast and parts of the Atlantic Coast, this can be an interesting combination.
In the event that severe weather forces you to postpone your wedding, wedding insurance can reimburse you for expenses that are non recoverable.
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Category: wedding planning | Tags: dress disaster, wedding insurance, wedding planning 2 comments »
April 25th, 2008 at 11:19 am
I never knew there was such a thing as wedding insurance, and it sure makes sense to me.
When you consider the cost of a wedding, not including time invested which can be major, to the cost of the insurance. It’s really cheap.
An acquaintance had her wedding postponed because the hotel had a major plumbing problem. The wedding insurance could have saved her thousands of dollars, lowered her blood pressure by a bunch.
This is good info to pass along to my friends who are getting married.
Thanks!
April 28th, 2008 at 3:18 pm
Wedding insurance is a fabulous idea and I wish I had known about it. Although I had no major issues, the insurance would have made me a lot calmer and less stressed. Planning my wedding was one of the most stressful times of my life because of all the things that could possible go wrong.
My friend is newly engaged and I will certainly recommend wedding insurance to her.